Finance at East Tennessee State University
Johnson City, TN · Public · Bachelor's Degree · Finance and Financial Management Services
DegreeOutlook Score (Base Case) — assumes in-state tuition
67
Optimistic
66
Base Case
68
Pessimistic
Earnings
$39,936/yr (-28% vs median)
AI Risk
Very High (55% exposed)
Job Market
Very Large (622,100 openings/yr)
ROI
15.9x earnings multiple (11.5x out-of-state)
How AI Changes the Outlook
Three scenarios based on how aggressively AI disrupts the career paths available to Finance graduates.
| Optimistic No Disruption |
Base Case Gradual AI |
Pessimistic Aggressive AI |
|
|---|---|---|---|
| 10-Year Earnings | $653K | $633K | $570K |
| Earnings Multiple (In-State) | 16.4x | 15.9x | 14.3x |
| Earnings Multiple (Out-of-State) | 11.8x | 11.5x | 10.3x |
| Probability of Field Employment | 69% | 61% | 44% |
| DegreeOutlook Score | 67 | 66 | 68 |
10-Year Earnings Projection
*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.
4-Year Tuition, In-State (Sticker)
$39,800
Out-of-state: $55,160 (11.5x ROI)
Median Debt at Graduation
$17,739
5.3 months of Year 1 earnings
Reported Earnings (5 Year)
$64,300
61% growth from Year 1
About East Tennessee State University
With 87% of applicants admitted, East Tennessee State University prioritizes broad access, with a mid-sized student body of 9,807 in Johnson City, TN.
See all programs and financial aid at East Tennessee State University →Top Career Paths
Chief executives
$206,420/yr
Financial managers
$161,700/yr
Financial risk specialists
$106,000/yr
Compare & Explore
Finance at Other Schools
Other Majors at East Tennessee State University
Consider the Trade Route?
Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.
Frequently Asked Questions
What does a 66/100 DegreeOutlook Score mean for Finance at East Tennessee State University?
At 66/100, the score looks reasonable — but Finance is a high-scoring field overall. Compared to peers, this program's earnings and ROI fall below the median.
Should I worry about AI if I study Finance at East Tennessee State University?
The 55% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.
Is East Tennessee State University a good choice for Finance despite lower starting pay?
Starting salary is one data point. If East Tennessee State University's tuition is significantly below average, the ROI calculation can still work — lower earnings paired with lower costs can be a reasonable trade.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research.
See full methodology →